ABSA Classic: All you need to know

But the Ugandan Central Bank responded to this challenge by directing all deposit money banks in the country to start issuing credit cards so that cardholders can have a means to stay in control of their finances.

The ABSA Classic credit card comes with advanced encryption technology to ensure that third-party individuals do not have access to your credit card whenever you misplace the card or you cannot easily locate it where you store it.

The credit card has a wide range of features, including travel insurance and on-time payments. So, if you are struggling to make online payments for your groceries, house rent, or foodstuff in the market, you can apply for this credit card, and the bank will issue you with the card almost instantly.

More Details About The Classic Credit Card

Before we discuss the ABSA Classic credit card, it’s important to inform you that the ABSA Bank Uganda Limited issues two types of cards; the Platinum and Classic Credit Cards. The Classic credit card comes with a lot of exciting innovations for the average cardholder to enjoy.

It also has a wide range of benefits, which include free internet banking service to enable every card holder easily manage their transactions online and free direct debit set up; plus, monthly electronic statements.

Every new card holder will also enjoy an interest-free period of up to 50 days and free transactions. Other features and benefits include free transactions, discounts at some partner points, Free internet banking service, emergency card replacements, and 40% of card limit available for cash withdrawal.

The travel insurance covers a card holder whenever they are traveling within Uganda and every other African country. If you book a flight and the airline eventually cancels the flight, the travel insurance also covers you, enabling you to get a cashback from the airline and a reward.

Features of The Classic Credit Card

Contactless Payment

When you have a need to pay for goods or services in any Ugandan mall or marketplace, instead of paying with physical cash, you can rely on the Classic credit card to pay for the goods or services.

The contactless feature makes the Classic credit card unique because you don’t get to pay physical cash over the counter; plus, it helps the Ugandan authority to curtail the widespread of contagious diseases like covid-19.

Maximum Security

The classic credit card also offers maximum security. It is one of the credit cards in the country that internet fraudsters will find difficult to hack into. The ABSA Bank Uganda Limited uses the highest level of encryption technology to secure users’ personal and financial details not to get across to the prying eyes of these fraudsters.

Transborder Payment

Being a Visa card the classic credit card supports both local and international payments. Unlike other credit cards that dominate the Ugandan banking sector, this particular type of card lets you send and receive money from abroad.

If you have suppliers that you need to pay abroad, for example,  you can, for sure, use the Classic credit card to make the payment and the supplier will receive the money instantly into their bank accounts.

Responsive Customer Support

The ABSA Bank Uganda Limited has a robust customer support desk that you can always reach out to for help. If you need any help, you can call the bank’s help desk on 0800 222 333 (Toll Free) or +256 (0) 312 218 348.

You can also reach the bank’s customer support desk through email, have your documents digitalized. And contact them via [email protected]. The ABSA Bank Uganda Limited is also available on WhatsApp: +256 707 433 433.

Reward Points

Using the Classic credit card to make online purchases earn you some reward points. You will earn one reward point for every UGX1 that you spend using the card. You can redeem your rewards 48 hours after making the purchase with the card. If you are a frequent traveler, you will really enjoy the use of the card. The more you use the card, the more points you will earn.

How To Apply For The ABSA Classic Credit Card

The application process is seamless and easy to follow through. You can visit any of the bank’s branches to complete an application form. It’s necessary to present documents like identification documents like a national ID, passport, and driver’s license for your application to be considered.

Also, you must also possess proof of income like your fixed deposit certificate or your payslips. If you don’t have any of these two, ensure you have a financial card copy. If you live far away from the bank, you can submit your application online.

When you land on the application form, select the product type, enter your name, phone number, email, and any other important information you would like to add. aThen, select your region and submit the form for processing.

Conclusion about ABSA Classic

With the activation of the classic credit card, Ugandans can now pay for things like fuel, airtime, and groceries from the comfort of their homes or offices. The classic visa credit card issue by the ABSA bank Uganda Limited one of the most reputable banks in the country.

The bank parades dedicated and responsive customer support representatives that work round the clock resolving customers and other cardholders’ complaints.  Also, the Classic Credit Card offers free transactions, discounts at some partner points.

Also free internet banking service, emergency card replacements, and 40% of card limit available for cash withdrawal. Additionally, it offers a travel insurance package that covers cardholders whether traveling locally or abroad.