AL Baraka Gold Credit Card
With premium goods and services, exclusive deals, and rewards, the AL Baraka Gold Credit Card aims to give you the best banking experience. Along with automatic enrollment in the MasterCard programme, which entitles you to benefits and deductions from the most well-known corporations in the world, you will also receive free enrollment in the Al Baraka Rewards Program.
A credit card provides several benefits, like convenience when making purchases, access to special rewards and privileges, and many more. These unique characteristics of the Gold version Credit Card are: None Annual fee, minimum salary is BD 400,00 and the minimum limit is BD 300.
You get free enrollment in the Al Baraka Rewards Program. The card can be granted against money collateral. There is complimentary cards for family members and up to 25% of your credit limit can be used for cash withdrawals.
There aren’t any yearly fees and downloading the MasterCard Program’s “Priceless Specials” allots you entry to relaxing spa services, incredible vacation deals, the best dining options nearby, etc. You get to make convenient payments through these payment channels: Al Baraka Online Banking and Beneft Gateway, Al Baraka Branches.
How to apply for the AL Baraka Gold credit card
It is simple to apply for this card. The application requirements are separated into two categories: employed and self-employed people. To apply, fill out the form and return it to any Al Baraka branch also with the needed documents:
Employed individuals applying should have 2 acceptable IDs, residence permit for people who are non-Bahraini, income Certificate, most recent pay slip and bank statement for the last three months
Self-Employed People should have, 2 acceptable IDs, bank statements over the previous six months, copy of Commercial Registration (CR) and Memorandum of Association Board Resolution for WLL.
AL Baraka Gold credit card vs AL Baraka Titanium card
You can explore many possibilities and benefits with the MasterCard Titanium Credit Card. The most affordable fees on the market are included with this card, along with automatic enrollment in the Al Baraka Rewards Program, a MasterCard programme.
The Features and benefits of the Albaraka Titanium card are: BD 400 salary minimum and the minimum limit is BD 750. You gain access to more than ten Middle Eastern airport lounges and several complimentary offers at hotels, spas, and dining establishments throughout the Middle East and Africa and enrolling in the Rewards Program is free.
Your card might be granted against cash collateral and free additional cards are available for family members. Also, transactions for cash withdrawals up to 30% of the credit threshold and no yearly costs for subscriptions.
Note: With the Gold credit card, you are only allowed to make cash withdrawals up to 25% of the card’s maximum; however, with the AL Baraka card, the proportion is 30%.
Gold credit card VS MasterCard platinum credit card
Additional opportunities become available every time you use your MasterCard Platinum Credit Card. As a bearer of one of the most prestigious credit cards in the world, in addition to enjoying the most affordable prices, you would also get access to over 900 airport lounges across the globe.
The Features of platinum credit card are: BD 400 minimum salary, BD 2.000 minimum and none annual fees. You are granted five complimentary passes per year to 1100+ airport lounges worldwide.
You have easy access to airport lounges worldwide, which makes travelling to the airport enjoyable. Also, you get free enrollment in Rewards Program. You get cash withdrawals up to 50% of the credit limit and no subscription fees. The family’s first supplementary cards are free; any more supplementary cards will incur a BHD 10 fee apiece.
Note: With the Albaraka Gold credit card, you are only allowed to make cash withdrawals up to 25% of the card’s maximum; however, with the AL Baraka platinum card, the proportion is 50%.
Family members can receive free supplementary cards with the Gold credit card. After the first three supplementary cards, the Platinum Credit Card will charge a fee for additional cards.
AL Baraka gold credit card Vs. MasterCard world credit card
Access to more than 1200 airport lounges throughout the Middle East, along with several freebies at hotels, spas, and restaurants across the middle east and in Africa and joining the Al Baraka Rewards Program is free.
Also, downloading the MasterCard Program’s “Priceless Specials” will provide you entry to relaxing spa services, incredible vacation deals, the best dining options nearby, etc. Transactions for cash withdrawals up to 50% of the credit limit and incurs no yearly costs for subscriptions.
The family’s first three complimentary cards are free; any more supplementary cards will incur a BHD 10 fee apiece and it has travel inconvenience coverage, travel health coverage, travel authorisation form, and International emergency services.
How do I make my Baraka ATM card active?
Call the customer support helpline at 111-113-442 to activate your card (from a pre-registered number). After conducting the appropriate checks, a specialised Phone Banking Officer will activate your debit card and assist you in creating your PIN.
How do I open a bank account with Baraka?
To apply, the ensuing documents are needed: Green barcoded Smart ID or Identity Document from South Africa. Proof of address no more than three months old is required to confirm your residential address.
One of the most incredible credit cards available is the AL Baraka Gold Credit Card. It has a BD 400 minimum wage requirement, no yearly charge, and many other superb advantages that will astound you. Get an AL Baraka Gold Credit Card if that’s what you require.