The Amex Gold Credit Card is an excellent option for individuals who want to accrue American Express Membership Rewards points. While other credit cards give incentives for dining out and others for shopping at U.S. supermarkets, the American Express Gold Card is at the top of its game by delivering 4 Membership Rewards for every $1 spent on food and beverages.
No other card comes close to Amex Gold’s potent rewards rate when it comes to earning more incredible bonus points on dining out, shopping at American supermarkets, travel (Partner offer), and yearly dining credit.
You can receive up to $120 in Uber Cash and $120 in eating credits. However, the $120 dining credit can only be used at a limited number of eateries and delivery services, including: GrubHub, The Cheesecake Factory, Select Shake Shack locations, Goldbelly, and Milk Bar.
It must be redeemed in $10 monthly increments. Additionally, Uber Cash can only be used for rides, and Uber Eats in the United States must be used at a rate of $10 per month. Additionally, you need to connect your Uber account to an acceptable card. With no additional cost, the card allows you to freely distribute its travel protection benefits to as many as five approved cardholders.
Achieve 60,000 Membership Rewards® points after you use $4,000 on qualified buys within the first six months of your new card membership. The Amex Gold card Fee is $250 Yearly. The Amex Gold Credit card Rewards are: Earn 4X Rewards® points at Restaurants worldwide, plus takeout and delivery in the U.S.
Earn 4X Rewards® points On Groceries At U.S. supermarkets on up to $25,000 in annual purchases. You can earn 3X Rewards points when booking flights on amextravel.com or directly with airlines and 1X Reward points on other Eligible Purchases.
Amex Gold Card Benefits
$120 Dining credits: Use the $120 dining credit to satisfy your appetites, whether they are sweet or savoury. When you use the American Express® Gold Card to make purchases at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and specific Shake Shack locations, you can receive up to $10 in statement credits each month. Enrollment is necessary.
Up to $120 in Uber Cash credits yearly, $10 monthly. When you link your card to your Uber account, you’ll receive $10 in Uber Cash monthly for Uber Eats orders and trips within the United States. Furthermore, every Uber Eats purchase with your card will earn you 4X Membership Rewards points.
The Hotel Collection: The Hotel Collection reservations made via American Express Travel will delight your senses. Receive a $100 experience credit to be used throughout your stay. You must stay for a minimum of two nights.
No Foreign transaction fees: The Gold Card lets enjoy every trip without paying any American Express foreign transaction fees. And also Global Assist Hotline! 24/7 access to select emergency support and coordination services, including legal, financial, and medical.
Baggage insurance: offers protection for certain lost, damaged, or stolen items. Terms Apply. Loss and damage insurance for car rentals is also a service in case of secondary damage and loss insurance is available on eligible rentals.
Amex Gold Credit Card Redeeming Rewards
The Amex Gold allows you to earn American Express Membership Rewards points, which are some of the best rewards points available. Nearly two dozen airline partners accept point transfers, with most accepting them at a 1:1 ratio.
American Express also frequently offers transfer incentives, enabling you to increase your earnings. You can exchange Membership Rewards for a wide range of gift cards in the travel, retail, and restaurant categories if you want to avoid dealing with transfer partners.
Regarding hotels, you can transfer points to Choice Hotels and Marriott Bonvoy at 1:1 and a 1:2 ratio to Hilton Honors. A fantastic method to get even more value out of the points is to take advantage of the transfer bonuses that American Express occasionally gives.
The cost varies by seller and ranges from 0.5 cents to 1 cent per Membership Reward point. Additionally, you can pay using points at several merchants, with Amazon charging 0.7 cents per Membership Reward point.
Flights with American Express Travel are one of the simplest uses of Membership Rewards points, valued at one cent each. By doing this, the airline will treat the flight that was paid for using points as a “cash” flight, and depending on the fare code and price of the ticket; it may be possible to earn miles.
Advantages of the Amex gold credit card
About the advantages you may like for sure the potential for high rewards and profits, the option to transfer points to numerous partners and there is no additional annual price for adding up to 5 authorised users. It counts with Flexible rewards redemption you can pick between the standard or rose gold versions.
Disadvantages of the Amex Gold Credit Card
Nothing is perfect, right? So we pick up some points you may not like as: no lounge advantages, the choices for carrying a balance are few. Not as helpful for anyone residing outside of the United States.
We can also say that using Uber/food credits may be difficult for some people. If you like travel you must know that it has a little benefits and safety nets for travel. The rwards may be difficult sometimes and also that you must have good to excellent credit.
Is getting an Amex Gold credit card worth it?
For foodies who can take advantage of the eating-related additional benefits, the American Express Gold is a fantastic option for collecting travel miles on dining out and shopping at U.S. supermarkets. Although there is a $250 annual charge, cardholders can readily offset it with reasonable spending and the card’s annual credits.
What is the Amex Gold Card’s credit limit?
The Amex Gold card doesn’t have a defined spending cap; thus, the amount that can be spent is determined each month based on the cardholder’s past spending patterns, income, payment history, and other criteria. This does not imply that customers have no spending restrictions and can spend as much as they like.
Is applying for an Amex Gold card difficult?
Getting an Amex Gold Card is challenging because you need good or excellent credit. That entails a minimum FICO score of 670 and active credit cards in good standing. Having an American Express card already may make qualifying simpler.
It is worthwhile to have the Amex Gold credit card. It is a solid option for almost all food purchases because of its bonus earning rates on eating out and shopping in American supermarkets.
The annual statement credits of up to $120 on eating and the annual cash bonus of up to $120 for Uber provide even more value and make it simpler to accept the $250 annual fee. A high offer we’ve seen for this card is the welcome bonus that’s currently available. Annual fee aside, this card is a solid option.