Get to know British Airways Credit Card

With the British Airways Credit Card, issued by Absa Bank, you may benefit from the special Avis promotion and earn 250 additional Avios each time you use your card to earn a reservation with the airline.

The Avios you earn for renting a car is in addition to that. Applying for a British Airways credit card will get you access to the very best benefits you need from your credit card.

Features of British Airways credit card

The annual fee is None, APR is 26.6% APR (V) and Credit limit About £1,200. 5,000 extra Avios after the initial purchase. When you spend R24,000 in the first three months, you’ll receive 4,000 bonus Avios.

When renting a car from Avis, you’ll receive a bonus of 250 Avios. 1 Avios is worth R7.50 when purchasing regularly. Amounts spent at “BA, BP, and Pick N Pay” get 1 Avios for R5.00 spent.

Benefits of British Airways credit card

In its welcome offer, Spend £1,000 in the first three months of card membership to earn a 5,000 bonus Avios. You receive rewards for international travel through MasterCard Reward. Enrollment in the British Airways Executive Club is automatic and free.

When flying with British Airways on domestic routes in South Africa, cardholders are entitled to priority check-in (operated by Comair). Absa offers free basic travel insurance coverage for foreign travel.

You can add family members or a partner to your account to earn Avios more quickly and receive complimentary Supplementary Cards. Your Avios can be used to book travel. Enough for a round-trip economy flight from London to more than 25 locations using 10,000 Avios, plus 50p per person.

30,000 Avios, enough for a round-trip, off-peak economy flight from London to more than 50 locations plus an additional £1 per passenger. Provides assistance around the clock whenever you go outside of the UK.  When you purchase a ticket with your card, public transportation is covered up to £75,000 in total.

Purchase and refund protection is provided. It covers qualifying purchases made using Card Fraud Guarantee. A purchase that you don’t recognise will be deleted from your account right away and looked into. You may have access to some of the area’s most famous theatre, music, and film events.

Alternative methods for redeeming Avios:

Flight Upgrades:

You can use Avios to pay for a portion of your flight or to upgrade to first or business class. You can reward yourself by inviting friends. If your buddy is approved, you will receive at least 4,000 bonus Avios, with a maximum annual earning of 90,000 Avios. You can use them towards onboard goodies, travel, or upgrades.

Eligibility

At least 18 years of age. You must currently maintain an account with a UK bank or building society. Possess a permanent residence in the UK. Have never had a bad debt history.

British Airways credit card vs. British Airways American Express premium plus card

Features of British Airways premium plus card:

Annual fee of £250, Credit limit  About £1200, APR 104.8% APR variable. When you spend £3,000 within your first three months of Cardmembership, you will receive a 25,000 bonus Avios as part of your welcome incentive.

Every £1 spent on purchases earns you 1.5 Avios. With British Airways or BA Holidays, every £1 spend earns you three Avios. Supplementary Cards are provided without charge. Adding family members or a partner to your account will speed up miles collection.

For a one-way flight in economy class from London to more than 25 locations, you receive 10,000 Avios plus 50p per person. For a Club Europe (business class) off-peak round-trip journey from London to places like Amsterdam, Geneva, and Milan, you receive 30,000 Avios plus £1 per passenger.

Flight Upgrades

You can use Avios to pay for a portion of your flight or to upgrade to first or business class. Inviting a friend, and If your friend is approved, you can earn an additional 9,000 bonus Avios for a maximum of 90,000 each year.

It can be used to pay for upgrades, flights, or onboard goodies. When you utilize your card to make a purchase, you are given travel inconvenience insurance, including airline delays, baggage delays, and cancellations.

£200 for a missed connection, an overbooked flight, or a delayed flight. A six-hour airline baggage delay costs £750. £1,000 more if the airline delays your luggage for an extended period. Global Assist® offers assistance around the clock whenever you travel outside the UK.

Travel Accident Protection. When you purchase a ticket with your card, public transportation is covered up to £250,000. Protection from returns and purchases. It covers qualifying goods bought using the card.

Fraud Guarantee

Any purchases you don’t recognise will be instantly erased from your account, and the source will be looked into. You can take advantage of American Express Experiences, which gives you entry to some of the most popular concerts, movies, and theatre productions in the area.

FAQs

Do they conduct eligibility checks at British Airways?

British Airways does not currently provide a soft search to assist you in determining your likelihood of approval for a card before you apply. Before applying, you should examine your credit report and, if necessary, raise your credit score to have the best chance of getting the deal.

Does British Airways Amex have annual fees?

The American Express British Airways credit card does not have an annual fee, but there is no promotional period for purchases and no balance transfer option. The representative annual percentage rate (APR) for new purchases made with this card is 24.7% (variable).

Are the credit cards offered by British Airways interest-free?

Because there are no current 0% incentives on purchases with the British Airways American Express credit cards, you should pay off the entire balance each month to avoid incurring interest.

Conclusion

No annual charge is associated with the British Airways credit card. You can get a 5000 bonus Avios as part of the welcome incentive after spending £1000 in the first three months of your card membership.

It has numerous card features that will be helpful to most individuals. The card’s £1200 credit limit and variable APR of approximately 26.6% are both reasonable. The British Airways credit card is the way to go if you’re happy with it and are confident it’s the right card.