The Equity Visa Classic
Equity Visa Classic credit card is a credit card that is issued by the Equity Bank Kenya Limited, one of the country’s reputable financial service providers. Equity Bank Kenya limited is headquartered in Nairobi, Kenya and licensed by the Central Bank of Kenya.
The bank offers a wide range of services, including savings, checking account, home loans, digital banking, investing, as well as commercial loans to all categories of people living in Nairobi and other parts of Kenya. The Equity Visa Classic credit card is specifically designed for the middle income earners so that they can easily get access funds to pay off upcoming bills.
This credit card is also suitable for corporate spending; plus, it gives you the freedom to travel any part of Kenya, as well as the rest of the world without carrying any physical cash. If you are a business person and you have employees or suppliers that you need to pay either weekly, bi-weekly, or even monthly.
You can set up automatic transfers using this credit card to meet your financial demands. Every transaction that you carry out using this credit card is documented in your statement of account. You can always reach out to Equity Bank Kenya Limited for them to furnish you with your statement of account if you are in doubt of anything.
Why choose Equity Visa Classic?
There are so many reasons to consider choosing the Equity Visa Classic credit card over other credit card types in Kenya. The Equity Visa Classic credit card is very helpful especially during emergencies. If you or any of your dependents falls sick and you do not have the required resources to take care of the sickness in a reliable hospital.
It’s possible to use the Equity Visa Classic Card to pay the hospital bills as soon as you have been discharged from the hospital. Additionally, the Equity Visa Classic Card is also very important whenever you intend to purchase big ticket items; plus, you will enjoy robust security while making the purchases since you’re not moving around with any physical cash.
What’s more? Cardholders are entitled to enjoy periodic discounts from selected shops across Kenya. You may even choose to pay off all the amount that you have expended within the month at the end of the month when you receive your paycheck or spread the payments over a period of time so that your family finances do not suffer.
So, whether you live in Nairobi or any of the busy cities in Kenya, you can visit any of your bank branches to submit an application for the Equity Visa Classic credit card to be issued to you. But keep in mind that you must have a valid checking account with the bank for your application to be considered.
Features of Equity Visa Classic Credit Card
PIN Verifies All Transactions
The Equity Visa Classic credit card is a unique card that verifies every transaction. Instead of having to sign a transaction slip each time you intend to perform a transaction. You will only be required to enter your PIN for the transaction to go through In essence.
If you download and install the bank’s mobile app on your smartphone, you do not need to go about Kenya with stack of cash in your wallet or handbag. All you need to do is to enter your credit card’s PIN each time you tend to make online purchases.
One of the biggest features of this credit card is that it is acceptable and recognised worldwide at any Visa branded outlet. This means that if you travel outside of Kenya to another country. Maybe for a vacation or for a business endeavor, you do not need to open a new account in your travel destination.
You can use the Equity Visa classic credit card to make purchases in any point of sale terminal in over 50 countries of the world. As a matter of fact, if you’re an online gamer that places sports betting online, you can use your credit card to fund your sports betting account and also send money to your loved ones from the comfort of your home or offices.
Pay For Groceries
The Equity Visa Classic credit card supports the payment of goods and services at fuel stations, hospitals, hotels, supermarkets, as well as other retail outlets at no extra charge. The Kenyan Central Bank has been able to introduce what is popularly.
This is known as a “cashless society,” helping Kenyans to go about their normal businesses. With credit cards in their wallets instead of stacking up physical cash to pay for goods and services.
Withdraw Cash At ATMs
If you need to pay for goods and services with physical cash, you can use the Equity Visa Classic credit card to withdraw cash at any ATM point across Kenya and Uganda. Cash withdrawals at an ATM point do not come with a single charge. However, keep in mind that the bank may charge a monthly or quarterly fee for maintaining the card.
SMS Alert After Transaction
For every transaction that you carry out using the credit card, the bank will send you an SMS alert to notify you about the transaction. This is very important so that whenever a third-person assesses your credit card to make an online transfer.
Or transaction, you will receive an SMS alert on your phone, notifying you of that transaction. So that you can immediately reach out to the bank’s customer support representative for them to block the card.
Access To Affordable Life Insurance
Unlike other credit cards that other banks issue, the Equity Visa Classic credit card grants you access to affordable life. Insurance for you, your family members, and other dependents. Life insurance is a cover that stands in for you in the event of death or permanent disability.
The bank uses advanced encryption technology to secure the personal and financial information of bank customers. All cardholders are guaranteed that their personal and financial information will not leak out to scammers or internet fraudsters for financial gains.