The Equity Visa Gold
The Visa Gold Credit Card is particularly designed for high-income earners and to give them the freedom to stay in control of their finances from the comfort of their homes or offices. Equity Visa Gold Card gives every card holder higher spending power.
And also access to exclusive benefits, such as life insurance and payment for grocery and other related items at any point of sale terminal. The card is issued by Equity Bank Uganda Limited and is regulated by the bank of Uganda.
The Visa Gold credit card has almost similar features with the Classic credit card issued by the Equity Bank Kenya Limited. It has a wide range of benefits, which include free internet banking service to enable every card holder easily manage their transactions online and free direct debit set up.
Plus, monthly electronic statements. Every new card holder will also enjoy an interest-free period of up to 50 days and free transactions. With the Equity Visa Gold, Ugandans can now enjoy payment for things like fuel, airtime, and groceries from the comfort of their homes or offices.
The bank has a user-friendly mobile app that you download and install on your smartphone. With the mobile app, you can send, receive, and transfer funds to your family and friends. The mobile app is available for download for both Apple and Android smartphones.
Features Of Equity Visa Gold
As we mentioned earlier, the Equity Visa Gold credit card is designed for high-income earners. The card comes with a wide range of features, which you need to be aware of. The features include:
Access To Affordable Life Insurance
If you are in Uganda, you will appreciate the essence of affordable life insurance. Uganda is a developing country with a lot of poor and uneducated people. Gaining access to affordable life insurance is a step towards living a comfortable life, even when you have retired from active service.
The Equity Visa Gold credit card will give you access to affordable life insurance so that even when you are no longer alive your children and other members of your household will not suffer any untold hardship. In other words, the life insurance covers you and your family member in the event of death or permanent disability.
No transaction charges
Whenever you use the Equity Visa Gold credit card to make a transaction, the bank does not charge a fee for paying for goods and services at any approved payment outlet. Unlike other credit card types where you will have to pay a minimum of UGX 1500 in a month, the bank does not charge any fee to send or receive money using the credit card.
Generate monthly statements
Equity Bank Uganda Limited sends monthly statements to every cardholder, detailing their credit and debit transactions for the month under review. If you find any figure that you are not comfortable with in your monthly card statement.
You can always reach out to the bank to dispute any figure that you’re not comfortable with. The bank’s staff will speedily look into your account statement and correct any imbalance that is noticeable in your card statement.
SMS Alert After Transaction
For every transaction that you carry out using the credit card, the bank will send you an SMS alert to notify you about the transaction. This is very important so that whenever a third-person assesses your credit card to make an online transfer or transaction.
You may receive an SMS alert on your phone, notifying you of that transaction, so pay attention always. Then you can immediately reach out to the bank’s customer support representative for them to block the card.
The Equity Visa Gold credit card is recognized and acceptable globally. Whether you live in Kampala or abroad, you can always use the card to make online purchases. As a matter of fact, if you’re an online gamer that places sports betting online, you can use your credit card to fund your sports betting account and also send money to your loved ones from the comfort of your home or offices.
The Equity Visa Gold credit card gives you the freedom to travel to any part of Uganda and the rest of the world without carrying any physical cash. If you are a business person and you have employees or suppliers that you need to pay either weekly, bi-weekly, or even monthly, you can set up automatic transfers using this credit card to meet your financial demands.
Every transaction that you carry out using this credit card is documented in your statement of account. You can always reach out to Equity Bank Uganda Limited for them to furnish you with your statement of account if you are in doubt of anything. You can use the Equity Visa Gold credit card to make purchases in any point of sale terminal in over 50 countries of the world.
As a matter of fact, if you’re a freelancer or entrepreneur that needs to pay for goods and services, you can rely on the Equity Visa Gold credit card for your payment cravings. The card also supports sending or receiving money to your loved ones.
Frequently Asked Questions about Equity Visa Gold
How do I check my Equity bank account online?
There are different ways to check your Equity bank account online, including Mobile Banking, Equity Mobile App, EazzyBanking App, USSD *247#, and Equitel STK. If you have a need to contact Equity bank, you can visit the official website or call the bank’s customer service desk via +254(0)2711440 / +254(0)723786736 / +254(0)735999012.
Can I withdraw money from equity without an ATM card?
The only way to withdraw money from the bank without using your Equity Visa Gold credit card is to visit any of the bank’s branches that is closest to you. On arrival at the bank, request for the bank’s representative to issue you with a withdrawal slip.
Complete the withdrawal clip, stating your account number and the amount you wish to withdraw from your account, and submit the slip to the bank teller for processing. Once the Teller confirms your identity and account balance, the Teller will pay you cash over the counter